ouch! bare skin. back in my dual purpose days i was wearing a wife beater thru the woods and got hit by a bee right above the material on my right shoulder armpit in the fleshy area. i thought i had been shot.
i am not atgatt person. but i will ride with a full shirt in that situation ever since. i can still feel it 50 years later.
Inflation belongs in your tires.
Not in your grocery bill.